Wealth management
built around your life

Wealth built over years deserves guidance built for you. Independent, fiduciary, and personal advice for individuals, families, and non-profits. Your relationship is with us directly. Our relationship is with you for life.

ABOUT US

Independent Counsel.
Undivided Attention.

Hyphen Wealth is an independent, SEC-registered investment advisor. We serve as a fiduciary to our clients — not a broker — which means our interests are always aligned with yours.

Founded on the belief that financial planning shouldn’t just be limited to portfolio management, we work with clients to bridge investment planning with tax planning, helping our clients understand their full financial picture.

“Our only obligation is to the people who trust us with their financial futures. That clarity of purpose shapes every decision we make.”

—Founding Philosophy, Hyphen Wealth

100%

Fiduciary Standard

SEC

Registered

Fee-Only

No Commissions

WHO WE ARE

Meet The Team

We’re in this business to help others and your relationship is with us directly.

Roshan Weeramantry

Cyrus Amini CFA

Violet Hungerford

Our Approach

Hyphen Is Your Connection Between Tax & Wealth

Our objective is to ensure your tax strategy, estate plan, and portfolio support the same long-term plan


Coordinated directly with your CPA

Your portfolio and your tax strategy are reviewed in the same meeting, by advisors who see your full picture — so decisions don’t need to be made without understanding the impact to your financial plan. We know a team is stronger, together.


Proactive planning advice

We work alongside your accountant throughout the year, not just around April, collaborating and discussing planning opportunities to work for your benefit. Linking investment management with tax expertise helps you reach your goals faster, with less anxiety. The ride matters.


Measured by what you keep

We weigh every recommendation against its after-tax outcome to reduce unnecessary drag on your return. Your investments work for you, not the other way around.



WHAT WE CAN DO

A complete picture

We take a holistic view of your financial life — connecting investment management to the broader decisions that determine your long-term outcomes.

Investment Management

Discretionary portfolio management across public equities, fixed income, and alternative investments. Evidence-based, low-cost, tax-aware. Institutional research and asset allocation approach helps give you the best chance of winning your race.

Estate & Legacy Family Planning

Coordinates investment strategy with trust structures, beneficiary designations, charitable vehicles, and multi-generational wealth transfer goals. How you give is just as important as how much. We can help you navigate the path effectively end tax-efficiently.

Financial Planning

Retirement projections, cash flow analysis, education funding, insurance review, and scenario planning — all integrated with your portfolio strategy. Investments are only as good as the plan that guides them.

Tax Aware Management

Tax-loss harvesting, asset location optimization, Roth conversion analysis, capital gains planning and 1031 exchanges for real estate owners. All directly coordinated with your CPA to minimize unnecessary tax drag. To make a plan succeed, you need all the pieces together.

Alternative Investments

Access to Institutional-grade private opportunities typically unavailable to individual investors. Careful use of diversified and uncorrelated investment strategies can help access the private markets and help your portfolio grow without taking excess risk.

Outsourced Investment Services

Managing a portfolio shouldn't distract from your core mission. Whether you are an RIA scaling your firm or a non-profit protecting your endowment, we act as your dedicated, institutional investment office: all the function, none of the fixed cost.

Charitable Giving

Give more, by giving differently

If you're charitably inclined, how you give can matter as much as how much. Donating long-term appreciated stock directly to a charity — instead of selling it and donating the cash — is one of the simplest ways to increase what actually reaches the cause you care about.

When you donate securities you've held for more than a year, you generally avoid the capital gains tax you'd owe on a sale, and you can still deduct the full fair market value of the gift, up to IRS limits. The charity receives the full value, and typically pays no tax on the sale itself.

We help clients identify which holdings make the best candidates for a stock gift, coordinate the transfer with the receiving organization, and factor the gift into your broader tax and portfolio strategy.

A Simple Example
You bought stock for $2,000. It's now worth $10,000.

Sell, then donate cash

Amount charity receives $8,800
Capital gains tax owed ~$1,200
Your potential deduction ~$8,800

Donate the stock directly

Amount charity receives $10,000
Capital gains tax owed $0
Your potential deduction up to $10,000
+$1,200
reaches your charity by giving the stock directly instead of cash — with a larger potential deduction for you, too.
In the News

A selection of recent coverage from the financial press.

Wealth Solutions Report

'If I Died Tomorrow': Ensuring The Client's Paycheck Continues

September 9, 2026

Hyphen's Founder Roshan Weeramantry joins two other firm leaders to explain how they audit deferred comp, equity awards, and buy-sell agreements with a client's legal and tax teams, then model what a family's income looks like if a paycheck stops unexpectedly.

Read the article →
Reuters

Investors Heartened by Warsh Inflation Talk, Still Uncertain About Fed Action

August 28, 2026

Hyphen's CIO Cyrus Amini tells Reuters the speech should ease bond market anxiety, giving investors a clearer read on the Fed's resolve to bring inflation back to target.

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Reuters

Rate-hike expectations rise on Warsh speech at Jackson Hole

August 28, 2026

Hyphen's CIO Cyrus Amini points to the yield curve's move — short-term rates rising as long-term rates fell — as a signal consistent with an approaching Fed hike.

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CNBC

Between Earn-Nothing Cash, Broken Long-Term Bonds, These Are the Safety Trades of 2026's Market

August 15, 2026

Amini discusses pairing short-duration bond funds with money market funds for liquidity: "I don't see the need to take duration risk in this market."

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InvestmentNews

Is the S&P 500 Still Diversified? Three Advisors on the AI Concentration Problem

July 16, 2026

Amini weighs in on index concentration risk and why he's rotating client gains into international equities, healthcare, and infrastructure.

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Barron's

The Outlook for Interest Rates Is Murky. How Pros Are Playing Fixed Income Now.

June 24, 2026

Amini joins other advisors on Barron's Advisor panel, explaining why he's prioritizing credit risk over duration risk right now.

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Bloomberg

CLO ETFs Boom on Higher Rates, Private Debt Woes

June 13, 2026

Hyphen's CIO Cyrus Amini explains why CLO ETFs are winning out over business development companies for risk-adjusted yield.

Read the article →

Let’s Work Together

We work with a select number of client relationships each year. Reach out to learn whether we might be a good fit.

Office

3569 Mt. Diablo Blvd, Suite 220
Lafayette, CA 94549

Phone

510-629-2648